Buy

If you are looking for a property to buy then you will know it is likely to be one of the largest purchases you will ever make and for that reason it can seem very daunting. However, it does not have to be a long and confusing process, particularly if you buy through a professional and experienced agent.

  1. Decide if buying a home is right for you
  • Although 86% of people in the UK want to own their own home, it’s not always right for everybody all the time
  • There are a number of things you need to think about before setting off on your home hunting quest – not least whether you can actually afford it. To arrange a call from one of our recommended independent financial advisors contact us on 01634 730672.
  1. Decide if you should sell first
  • If you are already a homeowner, decide whether you want to sell your house or flat before you buy. It can be dangerous in a rising market, but there are upsides. In particular, you will be able to pounce quickly when you do find the home of your dreams, and you won’t be trapped in a housing chain
  • If you decide to buy and sell at the same time we can advise you on the steps you can take to make things run more smoothly.
  1. Decide on your budget
  • How much do you want to spend? This might be dependent on how much of a deposit you can get together. See our useful mortgage calculator. 
  1. Get your finances in place
  • If you are a first-time buyer,work out how much of a deposit for the mortgage you can get together. Think about savings, the “bank of mum and dad”, the “bank of Granny and Grandpa” and If you have any savings on long term deposit that you plan to use, cash them in.
  • If you are selling your property in order to purchase a new one, get a valuation in order to see how much you would get if you put your current home on the market and how much equity you could use towards the next purchase.
  • Decide what sort of mortgage you want.
  • While you can’t get a mortgage before you buy, you can get a mortgage in principle, which will put you in a stronger position.
  • A mortgage broker can be particularly helpful if you would like advice on mortgages, they are able to search the full range of mortgages available in the market or if you have special circumstances such as being self-employed.
  1. Decide where you want to live
  • If you want to move to a new home close to where you already live, there is little to decide.
  • If you want to move to a different part of town, or across the country, then deciding on the area is more difficult and time consuming.
  • This is a very important decision – get it wrong and you will either be unhappy with where you live or face the costs of moving again. You must do your research thoroughly.
  • You may be considering whether to buy a new build or an existing older or period property.
  1. Choose a specific property
  • Once you know the area you want to live, you should start researching the properties in that area thoroughly, so you really get to know the local market well
  • You then need to contact local estate agents.
  • You need to visit as many properties as possible, and make sure they are no hidden surprises.
  • It’s also important to understand whether the property is freehold or leasehold, and that it is not on a short lease.
  1. Make an offer – and get it accepted
  • Make sure you are in the strongest possible position as a buyer. Having your finances in place will certainly help with this.
  • Decide how much you want to pay, including for fixtures and fittings.
  • Make the offer to the estate agent and seal the deal.
  • Hopefully your offer will be accepted by the seller.
  1. Arrange a mortgage
  • You should ideally have got your finances in place as much as possible before making an offer. If so, you now just need to go back to your mortgage company with the agreed offer and complete the process
  • If you haven’t got your finances in place, you must now scramble to do so as quickly as possible, before the seller loses patience.
  • You will need to get the lender to make you a formal mortgage offer before you can exchange contracts.
  • If buying with a mortgage, it is also a good time to consider getting life insurance advice.
  1. Appoint a solicitor or conveyancer
  • Once you have agreed an offer on your house, you need to get a solicitor or conveyancer to handle the legal work to transfer ownership of the property to you.  Greenleaf have a panel of recommended solicitors who are able to assist with your purchase.
  • Your mortgage company might require you to go with one that is on their panel, which might make the decision for you, however with our extensive panel we are sure to be able to place your case with an acceptable solicitor.
  • Work out how much conveyancing will cost with our free quotation system.
  • The solicitor or conveyancer will do the searches, such as with the local authority and Environment Agency, to ensure there are not any major problems with the property.  
  1. Decide if you want a survey
  • Your mortgage lender will require a valuation by a surveyor, to ensure that the property is a good enough to lend against. This is not a proper survey, and will only look very superficially at the property, if at all
  • You can usually either get the valuation upgraded to a full survey, or you can commission a separate survey. This should tell you everything you need to know about the property, and alert you to any potential problems you will face once you move in. Unless you are very experienced with property, it is usually worth getting a survey done.
  1. Arrange a deposit
  • Before you can exchange contracts, you need to arrange your deposit for the property to be transferred to your solicitor or conveyancer.
  1. Exchange contracts
  • When you exchange contracts with the seller you become legally committed to buying the property – and they are legally committed to selling it to you.
  • If you pull out after this without due reason, your deposit can be forfeited.
  • You should only exchange contracts after you have received the surveyors report, and any necessary action has been taken.
  • Before you exchange contracts, you need to agree a completion date with the seller.
  • You can only exchange contracts after the solicitor/conveyancer is satisfied with the searches, a formal mortgage offer has been received, and arrangements made for the deposit
  • You need to ensure that you take out buildings insurance for the property from the date of exchange, as you are responsible for it from then on. Indeed, it is usually a condition of the mortgage that you have buildings insurance in place.  
  1. Final arrangements and negotiations
  • You need to make arrangements for the supply of electricity, gas, water and telephone service. Often, it is easiest simply to change the account name for the existing suppliers to the property, rather than change suppliers, which you can do at a later date.
  • The solicitor/conveyancer will inform the land registry that they are in the process of transferring ownership of your property
  • Your solicitor/conveyancer should be liaising with the mortgage company to ensure the money will be ready for completion.
  1. Complete the sale
  • Completion is when you pay for the property and take ownership of it, and takes place at a certain time of day – often midday
  • On the day of completion, the money is transferred, and the deeds of the property are transferred, between each side’s conveyancer
  1. Take possession of your new home
  • The seller must leave the property by the time of completion, and you should then be able to collect the keys, normally from the estate agent
  • You are now free to move in.
  1. Pay stamp duty and settle with the solicitor and conveyancer
  • After completion, your solicitor or conveyancer will send you an account, covering all their costs and disbursements, as well as the purchase price of the house and stamp duty. Please see our handy stamp, duty calculator.
  • Your solicitor or conveyancer will normally pay the stamp duty for you, and ensure that the change of ownership is registered with the land registry.

 

If you require any advice or assistance the sales team at Greenleaf are on hand to answer any questions you may have.

Search

Properties

Sort By:  

Beresford Avenue, Rochester

SSTC
3 Bed House - Mid Terrace -  Price Guide £325,000

GREENLEAF are delighted to introduce this impressive three bedroom mid-terrace house to the market, in sought-after ME1 Rochester. This well presented bay-fronted property boasts newly block-paved off road parking for two cars, new double glazing and wiring throughout, fitted wardrobes to two of the bedrooms, and a good size garden with a brick-built summerhouse with potential for use as gym or office subject to the new owners wishes. The layout briefly consists of: Hallway with plenty of under-stairs storage giving access to the lounge and spacious kitchen/diner out to the garden. The upstairs landing gives access to three bedrooms-two double and one single, and the family bathroom. Located in a quiet residential location close to both Rochester and Chatham stations with fast trains to London, quality local schools are within walking distance, and all A2/M2/M20 road links are a short drive away. Local shops, doctor and dental surgeries are a walk away, as is the ever-popular historic Rochester High Street and its range of quirky boutiques, bars, restaurants and cafes, Norman castle, famous cathedral and beautiful river walks. This delightful family home is simply ready to move into and enjoy, we therefore recommend viewing at your earliest convenience to avoid disappointment.

We endeavour to make our sales particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. Any services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All measurements have been taken as a guide to prospective buyers only, If you require clarification or further information on any points, please contact us. Fixtures and fittings other than those mentioned are to be agreed with the seller by separate negotiation.

More Details

1 3 1

Wilson Avenue, Rochester

For Sale
4 Bed Bungalow - Detached -  Price Guide £565,000

Greenleaf are delighted to introduce this beautifully presented link-detached bungalow to the market, in a highly sought-after ME1 Rochester location. This impressive and spacious family home boasts block-paved off road parking for three/four cars with in/out access, an imposing oak and glass entrance porch, large central hallway giving access to four double bedrooms, a stylish bathroom, separate kitchen/diner and lounge. To the rear, the well tended lawn enjoys a summerhouse with power and light, and two patio areas. Located on a quiet residential road yet within walking distance of local shops, pharmacy and doctors surgery, the property is close to all A2/M2/M20 road links to London and coast and is equidistant to both Chatham and Rochester stations offering fast services to London St Pancras. Quality local schools for all age groups are nearby, whilst the historic High Street with its range of restaurants, bars, boutiques, famous cathedral and Norman castle are a short drive away. This delightful bungalow if simply ready to move into and enjoy, we therefore recommend viewing at your earliest convenience to avoid disappointment.

We endeavour to make our sales particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. Any services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All measurements have been taken as a guide to prospective buyers only, If you require clarification or further information on any points, please contact us. Fixtures and fittings other than those mentioned are to be agreed with the seller by separate negotiation.

More Details

2 4 1

Fernhill Road, Maidstone

SSTC
1 Bed Apartment - Purpose Built -  Price Guide £130,000

GREENLEAF are delighted to introduce this fantastic first-time buy/investment apartment in ever popular Maidstone, Kent. Boasting spacious rooms throughout, communal gardens, nearby recreational park and amazing far-reaching views across the Kent countryside, this 3rd floor (top floor) apartment is offered to the market with NO ONGOING CHAIN. Whilst the property has been well cared for by the current owner for many years, the opportunity is also there to update and modernise to your own taste, and given its location close to Maidstone Hospital, road links to A20/M20 to London and coast, train stations at Barming and Maidstone, and a short drive into the bustling market town of Maidstone with its vast array of shops, restaurants, bars, schools and leisure facilities, we recommend viewing at your earliest convenience to avoid disappointment.

We endeavour to make our sales particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. Any services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All measurements have been taken as a guide to prospective buyers only, If you require clarification or further information on any points, please contact us. Fixtures and fittings other than those mentioned are to be agreed with the seller by separate negotiation.

More Details

1 1 1

Wilson Avenue, Horsted gardens, Rochester

SSTC
2 Bed Maisonette -  Price Guide £215,000

GREENLEAF are delighted to introduce this immaculately presented ground-floor, two bedroom maisonette, in a sought-after residential location off City Way, Rochester, ME1. Boasting a communal garden, off road parking, a quality new front door, recently new windows with attractive fitted shutters, and ideally positioned at one end of the building with a pathway leading to your front door, this fantastic property is simply ready to move into and enjoy. The layout briefly consists of; Entrance hallway into the lounge/diner and kitchen; a doorway leads through to an inner hallway with access to the bathroom, two bedrooms, (with fitted wardrobes in Bed 1 to stay), and large airing cupboard housing the recently new water cylinder. Situated in a peaceful residential location, close to quality local schools and A2/M2/M20 road links, the historic Rochester High Street with its range of restaurants, shops and bars is also just a short distance away. Rochester and Chatham stations are a short drive away with 35 minute fast trains to London. We recommend viewing at your earliest convenience to avoid disappointment.

We endeavour to make our sales particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. Any services, systems and appliances listed have not been tested by us and no guarantee as to their operating ability or efficiency is given. All measurements have been taken as a guide only, and are not precise. If you require clarification or further information on any points, please contact us. Fixtures and fittings other than those mentioned are to be agreed with the seller by separate negotiation.

More Details

1 2 1

Poplar Road, Rochester

SSTC
3 Bed House - Mid Terrace -  Price Guide £280,000

GREENLEAF are delighted to introduce this well presented three bedroom terraced house to the market, in Strood, Rochester. Recently refurbished to an attractive modern standard, including an impressive new kitchen and bathroom, new boiler and radiators, reconfigured garden, and re-plastered walls and ceilings, this spacious family home is simply ready to move into and enjoy. The layout briefly consists of: Hallway giving access to the good size kitchen, extended lounge area open-plan to the dining area, and stairs up to the first floor; The upstairs landing gives access to three double bedrooms with plenty of built-in storage, and the bathroom, with separate bath and shower. Located close to quality local schools and A2/M2/M20 road links, the town with its extensive range of shopping, amenities and station with fast trains to London is a short drive away. We recommend viewing at your earliest convenience to avoid disappointment.

We endeavour to make our sales particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. Any services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All measurements have been taken as a guide to prospective buyers only, If you require clarification or further information on any points, please contact us. Fixtures and fittings other than those mentioned are to be agreed with the seller by separate negotiation.

More Details

2 3 1

Station Road, Strood, Rochester

SSTC
1 Bed Flat - Purpose Built -  Offers Over £170,000

GREENLEAF are delighted to introduce, WITH NO FORWARD CHAIN, this spacious and impressive one bedroom top floor apartment with balcony. Situated in a sought after location offering beautiful riverside walks, views, and all local amenities, this fantastic property is a stone’s throw from Strood mainline train station with fast links to London. This perfect first-time buyers property is on the top floor, serviced by lift and stairs, boasting an attractive modern open-plan kitchen/lounge area with double-glazed sliding door to a good size balcony. The double bedroom has the added bonus of built-in wardrobes and there’s a contemporary bathroom with white suite, shower fitting and bath. It really is ready to move straight into! This nearly new apartment has been well looked after by the current owners and the communal areas are also impressively presented. EPC GRADE : B, long lease and permit parking available.

Location : very close to the train station to London and coast, A2/M2/M20/M25 road links and bus commuter links are all close by, whilst the High Street is literally within a few minutes walk. We recommend viewing at your earliest convenience to avoid disappointment.

We endeavour to make our sales particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. Any services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All measurements have been taken as a guide to prospective buyers only, If you require clarification or further information on any points, please contact us. Fixtures and fittings other than those mentioned are to be agreed with the seller by separate negotiation.

More Details

1 1 1

Botsom Lane, West Kingsdown, Sevenoaks

For Sale
3 Bed House - Detached -  Price Guide £625,000

GREENLEAF are delighted to introduce this stylish and individual detached three double bedroom house to the market, in sought-after semi-rural West Kingsdown, Kent. The property boasts generous off road parking, low maintenance front and rear gardens, and a truly impressive modern, light, stunning and spacious interior throughout, with the possibility of all furnishings to be included.
The layout briefly consists of: Front door (to side of house) into the spacious hallway giving access to double bedrooms two and three, storage cupboard, family bathroom, stairs up to first floor, and the imposing vaulted open-plan kitchen/dining/lounge room. Bi-fold doors open out onto the garden from here. The spacious upstairs landing features an impressive range of fitted wardrobes and drawers providing a great dressing space for the master bedroom, which in turn is of a great size and enjoys a beautifully appointed en suite, and beautiful balcony area to the front of the house.
The property is enviably located in West Kingsdown, a village on the North Downs in Kent to the north of Sevenoaks. The village has a parade of shops, two public houses, a medical centre and library, whilst M25, M2, M20 and A20 road links are all close by making it an easy commute to Sevenoaks, Dartford or London, with Bluewater Shopping Centre approximately 15 mins away. The nearby Eynsford and Farningham train stations give good access to London or the coast, with Sevenoaks, Swanley and Sidcup train stations providing a fast service. The area is well served with a range of both private and state schools, whilst the famous Brands Hatch, London Golf Club and other leisure facilities are all close by. Located in a leafy country lane occupied by other impressive individual properties, the opportunity is there for semi-rural living and beautiful walks with accessibility to all local amenities, we recommend viewing at your earliest convenience to avoid disappointment.
https://vt.ehouse.co.uk/7DXKXr1yvic

More Details

2 3 2

Cambridge Road, Rochester

SSTC
4 Bed House - Mid Terrace -  Price Guide £315,000

GREENLEAF are delighted to introduce this well presented four bedroom bay fronted Victorian terrace property to the market. On entering through the porch, this deceptively spacious accommodation offers plenty of charm and has been lovingly cared for by the current owners. The property is a ‘must see’. Set over three floors this characterful family home consists of: Porch and inner hallway leading to a large open-plan lounge and dining room with a generous sized storage cupboard under the stairs. There is also access to a secluded, low maintenance garden from the dining room. The kitchen, with a back door into the garden, has the added bonus of a utility area which in turn leads to the family bathroom. To the first floor you will find 3 bedrooms (two doubles and a single currently being used as an office) and on the second floor there is a fourth bedroom which runs the length of the house with far reaching views across Strood. This bedroom has an en suite complete with a bath. Furthermore, on this floor you have access to a sizable loft space. The property is located close to quality schools for all age groups and is within walking distance of Strood Station and there is easy access to the A2/M2/M20 road links. Interest is sure to be strong in this delightful family home therefore we recommend viewing at your earliest convenience.

We endeavour to make our sales particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. Any services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All measurements have been taken as a guide to prospective buyers only, If you require clarification or further information on any points, please contact us. Fixtures and fittings other than those mentioned are to be agreed with the seller by separate negotiation

More Details

2 4 2

Cobblestones, Hempstead, Gillingham

For Sale
6 Bed House - Detached -  Price Guide £850,000

GREENLEAF are delighted to introduce this substantial six bedroom detached house to the market, in sought-after Hempstead, Gillingham, with NO ONGOING CHAIN. Built in1993, this impressive and versatile family home boasts spacious accommodation throughout, including a separate lounge/diner and kitchen/breakfast room, master bedroom with dressing area and en suite, further en suite to bedroom two, and potential for an annexe incorporating the large bedroom six/reception room, shower room and office to the ground floor. To the side, there is a double garage with power and light, to the rear a low maintenance but good size private garden, whilst to the front the in/out driveway leads to ample block-paved off road parking for several cars. The layout briefly consists of: Double doors into hallway giving access to lounge/diner, kitchen/breakfast room, utility room, WC/shower room, office, conservatory and bedroom six/reception room. Upstairs, the spacious landing gives access to five further bedrooms, two en suites and family bathroom. Located in a quiet residential close, quality local schools, local amenities and all A2/M2/M20 road links are close by, whilst Hempstead Shopping Centre and a range of dining and leisure facilities are a short drive away. This imposing property really does cater for all the family, and whilst much loved and cared for by the current owners for many years, also offers the opportunity to update and modernise as desired. We recommend viewing at your earliest convenience to avoid disappointment.

More Details

3 6 4

Copperhouse Road, Rochester

SSTC
2 Bed Bungalow - Semi Detached -  Price Guide £395,000

GREENLEAF are delighted to introduce this well presented two bedroom semi-detached bungalow to the market, in the sought-after Parkfields location of Strood, Rochester, with NO ONGOING CHAIN. Boasting two double bedrooms, a spacious extended lounge/diner and front and rear porches, this spacious property also enjoys a very useable loft room, a fantastic size garden with patio and storage sheds, and a garage with off road parking for two/three cars. The layout briefly consists of: Entrance porch into hallway giving access to two double bedrooms, bathroom, open-plan lounge/diner, kitchen and rear porch/garden room. The garden can be accessed from both the dining area and rear porch. Located a short drive to A2/M2/M20 road links, quality schools, and station with fast trains to London and coast, the nearby town centre offers a wide range of shopping and leisure facilities, restaurants and cafes. Just over the bridge, the historic Rochester High Street offers a further range of restaurants bars, boutiques, as well as the famous cathedral and Norman castle. Whilst the bungalow has been well cared for by the current owner, the opportunity is there to update and modernise to your own taste. The property is ready to move into with no ongoing chain, we therefore recommend viewing at your earliest convenience to avoid disappointment.

We endeavour to make our sales particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. Any services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All measurements have been taken as a guide to prospective buyers only, If you require clarification or further information on any points, please contact us. Fixtures and fittings other than those mentioned are to be agreed with the seller by separate negotiation.

More Details

2 2 1

New Covenant Place, Rochester

SSTC
3 Bed House - Semi-Detached -  Price Guide £350,000

GREENLEAF are delighted to introduce this immaculately presented three bedroom semi-detached house to the market, in sought-after ME1 Rochester. This impressive family home has been tastefully refurbished throughout in recent years, and boasts a garage, off road parking, a light and modern kitchen/diner and separate spacious lounge, a low maintenance south-facing garden, and an enviable location within walking distance of Rochester Station with 35 minute fast trains to London. The layout briefly consists of: Hallway giving access to kitchen/diner, lounge, and stairs up to first floor; the spacious upstairs landing gives access to three bedrooms-two double, one single- and stylish modern bathroom. The low maintenance patio and garden area is accessed from the lounge, with handy side door access into the rear of garage from there. Located a short walk into the historic High Street with its range of boutiques, cafes, restaurants, Norman castle and famous cathedral, quality schools for all age groups are also close by-including the prestigious private Kings School, St Andrews, and two highly-rated Grammar Schools. A2/M2/M20 road links are nearby, whilst Rochester and Chatham stations to London and coast are both a short walk away. We recommend viewing at your earliest convenience to avoid disappointment.

We endeavour to make our sales particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. Any services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All measurements have been taken as a guide to prospective buyers only, If you require clarification or further information on any points, please contact us. Fixtures and fittings other than those mentioned are to be agreed with the seller by separate negotiation.

More Details

1 3 1

Fellows Close, Gillingham

SSTC
4 Bed House - Detached -  Price Guide £600,000

GREENLEAF are proud to introduce this beautifully presented four bedroom detached house to the market, complete with detached garage and off road parking, in sought-after Wigmore, Gillingham. Boasting spacious accommodation throughout including a stunning kitchen/breakfast room, impressive-sized lounge and dining areas, en suite and utility, this delightful family home further benefits from a substantial double storey extension, whilst outside the attractive landscaped low maintenance garden is perfect for all year round use for all the family. The layout briefly consists of: Entrance porch into the hallway giving access to WC, stairs up to first floor, dining area, lounge area, kitchen/breakfast room, and utility. Upstairs the spacious landing gives access to four double bedrooms, en suite, family bathroom and office/study area. Ideally located close to quality schools for all age groups, Hempstead Shopping Centre and leisure facilities are nearby, as are all A2/M2/M20 road links. Stations to London are a short drive away at Rainham and Gillingham. This outstanding property is simply ready to move into and enjoy, we therefore recommend viewing at your earliest convenience to avoid disappointment.

We endeavour to make our sales particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. Any services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All measurements have been taken as a guide to prospective buyers only, and are not precise. If you require clarification or further information on any points, please contact us, especially if you are travelling some distance to view. Fixtures and fittings other than those mentioned are to be agreed with the seller by separate negotiation.

More Details

2 4 2